Privacy Disclosure
At First National Bank & Trust of Elk City and Sayre we know how important personal privacy is to you. We recognize that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard our sensitive information about you that you have entrusted to us. We maintain strict standards and procedures designed to prevent misuse of this information.
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Information we receive from you on applications or other forms;
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Information from your transactions with us, our affiliates, or others; and
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Information we receive from a consumer-reporting agency.
We do not disclose nonpublic personal information about you to nonaffiliated third parties except as permitted by law.
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements:
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Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
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Information about your transactions with us, our affiliates, or others, such as your account balance, payment history and parties to transactions; and
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Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history
We may disclose the following information to our affiliated companies:
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Information we receive from you on applications or other forms, such as your name, address, social security number, assets, insurance coverage, and income;
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Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history; and
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Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, insurance coverage and parties to transactions.
Our affiliates are Western Oklahoma Financial Services, Inc., our holding company, and Western Oklahoma Insurance Agency, Inc., a wholly owned subsidiary. If you prefer that we do not disclose such nonpublic personal information about you to our affiliated companies, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to affiliated companies, you may call us at (580) 225-2580.
If you decide to close your accounts or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
