Savings and Certificates of Deposit

With our Money Market Savings account you earn a competitive return on your money while keeping your money accessible.

Our My First Savings account is a great way to teach a child the discipline of savings and get them started on the road to financial success.

With a Certificate of Deposit you get a guaranteed rate of return on an FDIC insured investment up to $250,000 per depositor. A time deposit account requiring at least $1,000 investment that gives you our maximum rate of interest available for a set term. We offer a wide variety of terms from thirty days to seven years.

Need more FDIC insurance coverage? First National Bank & Trust is also a member of the CDARS™ Certificate of Deposit Account Registry Service. It's the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.

*Interest accrues at First National Bank & Trust's prevailing market rates. Interest rates may change at any time. Rates are available upon request at any of our locations during regular banking hours.